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Buying a Home

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Seasonal maintenance

Regular upkeep is crucial in the Canadian climate. This includes cleaning gutters in the fall, checking the furnace before winter, and inspecting the foundation for cracks after the spring thaw.

Property taxes

Municipal property taxes are a recurring cost of ownership. These funds support local services, and rates can vary widely by city, impacting the overall affordability of a location.

Building equity

Every mortgage payment contributes to building your home equity. This asset can be leveraged later through a home equity line of credit for renovations or other major investments.